Frontier Insurance

Frontier insurance

Pursuant to Directive 2009/103/EC relating to insurance against civil liability in respect of the use of motor vehicles and pursuant to Article 32 of the Croatian Compulsory Traffic Insurance Law, vehicles from third countries – Non-EEA countries when entering the territory of the Republic of Croatia  must be supplied with a valid international motor insurance certificate valid for the entire territory of the member countries of the European Economic Area (EU + Island, Liechtenstein and Norway) and Switzerland or with any other evidence of the existence of such insurance cover (registration plates of signatory countries to the Multilateral Guarantee Agreement: EEA + Andorra, Serbia and Switzerland or Frontier Insurance).

 

For visiting motorists whose vehicles have been registered in the below listed countries the Green Card is not a required document and they do not have to take out frontier insurance; they may enter the Republic of Croatia freely since their national registration plates signify to the authorities that their car is insured in respect of Third Party Liability.  These are motorists driving vehicles which bear registration plates from the following member countries of the Green Card System:

 

 

A

   Austria

I

  Italy (also San Marino and Vatican)

AND

   Andorra

IRL

   Ireland

B

   Belgium

IS

   Iceland

BG

   Bulgaria

L

   Luxembourg

BIH

   Bosnia and Herzegovina

LT

   Lithuania

CH

   Switzerland (and Liechtenstein)

LV

   Latvia

CY

   Cyprus

M

   Malta

CZ

   Czech Republic

MNE

   Montenegro

D

   Germany

N

   Norway

DK

   Denmark

NL

   Netherlands

E

   Spain

P

   Portugal

EST

   Estonia

PL

   Poland

F

   France (and Monaco)

RO

   Romania

FIN

   Finland

S

   Sweden

GB or UK 

   United Kingdom and Northern Ireland

SK

   Slovak Republic

GR

   Greece

SLO

   Slovenia

H Hungary

SRB

   Serbia

 

 

Motorists of vehicles registered in the below listed countries need to have a Green Card valid for the entire territory of the European Economic Area (EU + Island, Liechtenstein and Norway) and Switzerland:

 

AL

   Albania

MD

  Moldova

AZ

   Azerbaijan

RUS

   Russia

BY

   Belarus

TN

   Tunisia

IR

    Islamic Republic of Iran

TR

   Turkey

MA

  Morocco

UA

   Ukraine

MK

   North Macedonia

 

   

 

If motorists driving vehicles registered in the above quoted countries (Albania, BIH, Russia ...) have no Green Card or if their Green Card is not valid e.g. its validity expired, GC has been issued for another vehicle, the initials HR have been crossed out i.e. the mutual field for EEA countries (field No. 8),... on entering the territory of the Republic of Croatia these motorist have to purchase frontier motor TPL insurance.

Visiting motorists of vehicles registered in countries not affiliated to the Green Card System e.g. Canada, USA and other countries as well as of vehicles registered in Kosovo also have to purchase frontier insurance - unless they are in the possession of a Green Card or Frontier Insurance policy issued by an insurance company from any member country of the Green Card System valid for the entire territory of the European Economic Area and Switzerland.

The gross premium has been laid down in Croatian Kuna. The frontier insurance tariffs shown in the table below are unique for the entire territory of the EEA countries and Switzerland.

 

Frontier Insurance can be purchased on international road, river and sea border crossings and in insurance company’s branch offices.

The following tariff rates apply for the frontier insurance of motor vehicles owned by natural and legal persons whose vehicles have been registered outside the territory of the Republic of Croatia, member countries of the European Economic Area and Switzerland.
 

VEHICLE CATEGORY

TARIFF  IN  CROATIAN  KUNA

Period of Validity

15 days

30 days

90 days

A. PERSONAL CARS 2.194,00 2.840,00 6.324,00
B. MOTORCYCLES AND MOPEDS 674,00 775,00 1.808,00
C. TRUCKS  
   a) up to 3,000 kg 2.633,00 3.408,00 7.589,00
   b) over 3,000 kg 9.137,00 11.769,00 26.325,00
   c) articulated vehicles 9.137,00    11.769,00    26.325,00
   d) tractors and other agricultural vehicles     2.633,00 3.408,00 7.589,00
   e) mechanical equipment 2.633,00 3.408,00 7.589,00
D. MOTORIZED BICYCLES 647,00 775,00 1.808,00
E. BUSESS     13.782,00      17.810,00      39.644,00
F. TRAILERS  
   a) light trailers (up to 750 kg) 647,00 775,00 1.808,00
   b) caravans (up to 750 kg) 647,00 775,00 1.808,00
   c) heavy goods trailers 775,00 1.033,00 2.453,00

 

NOTE:

  • Insurance is concluded according to the Frontier Motor Third Party Liability Insurance Conditions in force which are to be handed over to the policyholder together with the European Accident Statement.
  • The insurance premium shall be calculated and charged in Croatian Kuna in full either in cash or by non-cash means of payment.
  • Light trailers (up to 750 kg) and caravans (up to 750 kg) are not subject to registration